How to Start an Income Stream from an SMSF

September 23, 2015

Generally, a self-managed superannuation fund (SMSF) can only pay a member's superannuation benefits when the member reaches their "preservation age" and meets one of the conditions of release, such as retirement. The payment may be an income stream (pension) or a lump sum, depending on the circumstances.

The ATO has prepared a case study discussing differing outcomes for three individuals (all 60 years old) old who want to start receiving an income stream from their SMSFs.


Government's super compromise - changes from Mr Morrison

September 15, 2016

The Government has today announced improvements to the superannuation changes announced in the 2016-17 Budget that make Australia’s superannuation system even fairer, more flexible and more sustainable.

Following extensive consultation, the Government will amend the package to improve the measures that seek to restrict superannuation being used as an estate planning vehicle, while providing greater support for Australians investing in their superannuation with the primary objective of providing an income in their retirement.

Your Super - Tips for those with Multiple Employers and Life Insurance

June 21, 2012

Today we take a quick look at how the super contribution changes will affect people with multiple employers and those with life insurance policies. 

Multiple employers

Where you have multiple employer arrangements all the superannuation contributions are aggregated together. Therefore, a salary sacrifice with one employer would need to allow for the 9 per cent superannuation guarantee and/or salary sacrifice arrangements from additional employers. 


Life Insurance Policies

Pay attention to your SMSF contributions in FY2013

June 19, 2012

The budget changes that were announced in March will soon become a reality. One area that we are reminding our clients to pay paticular attention to is their Super contributions. Over the next few days we will be blogging about the areas you need to look out for! 

Note - Reduced Contribution Limits

Superannuation Changes

March 20, 2012

A number of changes in relation to the taxation of superannuation have recently been announced:


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